Ripple USD (RLUSD) Expands with Wormhole's NTT on Layer 2 Networks
Lawrence Jengar Dec 15, 2025 14:20
Ripple's RLUSD stablecoin expands to Layer 2 networks using Wormhole's NTT standard, enhancing multichain capabilities and regulatory compliance.
Ripple is advancing its stablecoin, Ripple USD (RLUSD), by expanding its reach to Layer 2 (L2) networks through the integration of Wormhole’s Native Token Transfers (NTT) standard. This move aims to enhance the multichain capabilities of RLUSD, offering regulated and seamless stablecoin transfers across various blockchain ecosystems, as reported by Wormhole.
A True Multichain Strategy
Originally issued on the XRP Ledger (XRPL) and Ethereum, RLUSD was designed to facilitate cross-chain and decentralized finance (DeFi) opportunities. Expanding to Layer 2 networks such as Optimism, Base, Ink, and Unichain is a strategic step towards achieving a scalable and interoperable blockchain future. Wormhole’s NTT standard allows Ripple to maintain native issuance control while ensuring secure and flexible liquidity movement across these platforms.
Jack McDonald, Senior Vice President of Stablecoin at Ripple, emphasized the significance of this expansion: “Stablecoins are the gateway to DeFi and institutional adoption. RLUSD is crafted to be the trusted, liquid medium necessary for users to seamlessly engage with the digital asset economy.”
Setting the Standard for Trust and Compliance
RLUSD is positioned to meet the highest compliance standards, crucial for enterprise adoption. As the first U.S.-based, trust-regulated stablecoin on these L2 networks, RLUSD upholds principles of transparency and regulation. Issued under a New York Department of Financial Services (NYDFS) Trust Company Charter, RLUSD benefits from bank-level oversight and regulation. Ripple's application for an OCC charter seeks to add federal oversight, potentially creating a dual regulatory framework unparalleled in the stablecoin sector.
Globally, Ripple's compliance efforts are highlighted by over 75 licenses, with recent recognitions in regulatory hubs such as Dubai and Abu Dhabi.
Enhancing Utility of RLUSD
Ripple plans to launch RLUSD on additional chains next year, pending regulatory approval. This expansion aims to diversify the stablecoin ecosystem and fulfill Ripple’s vision of a multichain future.
About Wormhole
Wormhole stands as a leading interoperability platform, empowering multichain applications and bridges at scale. It enables developers and users to access liquidity across over 40 blockchain networks, supporting use cases in DeFi, governance, and more. Trusted by major entities like BlackRock and Uniswap Labs, Wormhole has facilitated more than $70 billion in transfers through over a billion cross-chain messages.
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