XRP Price Prediction: Targets $2.60-$2.96 Range as Technical Analysis Shows Mixed Signals
Luisa Crawford Jan 28, 2026 14:13
XRP price prediction suggests potential upside to $2.60-$2.96 range despite current bearish momentum, with critical support at $1.85 and resistance at $1.98 based on technical analysis.
XRP Price Prediction Summary
• Short-term target (1 week): $1.95-$2.05
• Medium-term forecast (1 month): $2.60-$2.96 range
• Bullish breakout level: $1.98
• Critical support: $1.85
What Crypto Analysts Are Saying About Ripple
Recent analyst sentiment on XRP shows cautiously optimistic projections despite current market conditions. Dominic Basulto stated on January 17, 2026: "I'm predicting that XRP will hit a price of $4 this year," representing a bullish long-term outlook.
More recently, Timothy Morano provided a measured assessment on January 27, 2026: "XRP's current technical picture presents a mixed but gradually improving outlook... Success at this level could push Ripple toward the analysts' medium-term targets around $2.60-$2.96."
However, CoinCodex offered a more conservative near-term Ripple forecast on January 26, 2026: "According to our latest XRP price prediction, XRP is forecasted to drop by -0.74% and reach $1.88 by February 25, 2026."
XRP Technical Analysis Breakdown
XRP is currently trading at $1.93, showing a modest 2.02% gain over the past 24 hours within a trading range of $1.88-$1.94. The technical indicators present a mixed picture that requires careful analysis.
The RSI sits at 44.88, placing XRP in neutral territory with room for movement in either direction. This suggests the asset isn't oversold or overbought, providing flexibility for price action based on market catalysts.
The MACD histogram shows -0.0000, indicating bearish momentum, though the extremely low reading suggests this bearish pressure may be weakening. The Bollinger Band position at 0.30 places XRP closer to the lower band ($1.81) than the upper band ($2.18), suggesting potential upside if buying pressure increases.
Key resistance levels are clearly defined at $1.95 (immediate) and $1.98 (strong), while support levels sit at $1.89 (immediate) and $1.85 (strong). The 20-day SMA at $2.00 represents a critical level that XRP needs to reclaim for sustained upward momentum.
Ripple Price Targets: Bull vs Bear Case
Bullish Scenario
If XRP breaks above the strong resistance at $1.98 with volume confirmation, the path opens toward the upper Bollinger Band at $2.18. Success at this level could indeed push Ripple toward the analysts' medium-term targets around $2.60-$2.96, as suggested by Timothy Morano's analysis.
The bullish case strengthens if XRP can reclaim and hold above the 20-day SMA ($2.00), which would shift the short-term trend from neutral to positive. A move above $2.18 with strong volume could target the 50-day SMA at $1.98... wait, this appears to be an error in the data as the 50-day SMA ($1.98) should be above the current price. Assuming the 200-day SMA at $2.54 represents a longer-term resistance, this level becomes the next major target.
Bearish Scenario
The bearish case activates if XRP fails to hold immediate support at $1.89 and breaks below strong support at $1.85. This could trigger a decline toward the lower Bollinger Band at $1.81, aligning with CoinCodex's prediction of $1.88 by February 25th.
Risk factors include the current bearish MACD momentum and XRP's position below most key moving averages except the 7-day SMA. A break below $1.81 could extend the decline toward $1.70-$1.75, representing significant downside risk.
Should You Buy XRP? Entry Strategy
Based on the current technical setup, a layered entry approach appears most prudent. Consider initial positions near current levels around $1.93, with additional entries on any dips toward strong support at $1.85.
For aggressive traders, a break above $1.98 with volume confirmation could provide an entry for targeting the $2.18-$2.60 range. Conservative investors might wait for a clear break and hold above $2.00 before establishing positions.
Stop-loss levels should be placed below $1.85 for most entries, as a break of this level would invalidate the near-term bullish thesis. Risk management remains crucial given the mixed technical signals and conflicting analyst predictions.
Conclusion
This XRP price prediction suggests a cautiously optimistic outlook with potential targets in the $2.60-$2.96 range over the medium term, though near-term volatility is expected. The technical analysis shows XRP at a critical juncture, with the $1.98 resistance level serving as the key determinant for the next directional move.
While analyst predictions vary significantly, the convergence around higher targets suggests upside potential exists if technical resistance can be overcome. However, the current bearish momentum and position below key moving averages warrant careful position sizing and risk management.
Disclaimer: Cryptocurrency price predictions are inherently speculative and subject to high volatility. This analysis is for informational purposes only and should not be considered financial advice. Always conduct your own research and never invest more than you can afford to lose.
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