According to @mcuban, retailers entering healthcare must clarify which insurance companies they will use, whether they will create their own insurers, who will regulate those entities to ensure adequate capital, and whether authorities will allow further acquisitions to arbitrage more aspects of healthcare, source: @mcuban on X, Dec 3, 2025. These concerns center on insurer selection, capital adequacy oversight, and consolidation permissions that directly affect compliance, deal structure, and approval timelines in healthcare transactions, source: @mcuban on X, Dec 3, 2025. In the U.S., insurance solvency and risk-based capital requirements are enforced by state insurance departments using NAIC frameworks, anchoring the regulatory context for any retailer-owned or affiliated insurance entities, source: National Association of Insurance Commissioners. No cryptocurrencies or digital assets are referenced in the post, indicating no direct crypto-market catalyst signaled in this statement, source: @mcuban on X, Dec 3, 2025.