According to Eleanor Terrett, Crypto.com has joined Ripple, Circle, Paxos, and Fidelity in receiving conditional approval for a trust bank charter from the U.S. Office of the Comptroller of the Currency (OCC). This move aligns Crypto.com with other major crypto firms in advancing regulatory compliance. Meanwhile, BitGo achieved full OCC approval last year to transition its state trust company into a nationally chartered trust bank, reflecting significant strides in institutional adoption.

According to @DecryptMedia, Brad Garlinghouse, CEO of Ripple, indicated that the company has the potential to achieve a $1 trillion valuation. This ambitious projection is centered on the strategic focus around XRP, the cryptocurrency closely associated with Ripple.

According to Ripple, the XRP Community Day continues with its APAC session, featuring a strong lineup of activities and discussions aimed at engaging the XRP community. This event highlights Ripple's commitment to fostering blockchain adoption and strengthening XRP's ecosystem, which could have significant implications for trading and market activity.

According to the source, Ripple's CEO has reaffirmed the company's commitment to XRP, describing it as their 'North Star' as they aim to transform Ripple into a $1 trillion enterprise. This statement underscores the integral role of XRP in Ripple's strategic vision and highlights its importance in the company's long-term growth and ecosystem expansion.

According to Ripple, the company is collaborating with Aviva Investors to tokenize traditional funds on the XRP Ledger. This initiative aims to leverage blockchain technology for on-chain finance, providing enhanced transparency and efficiency. Ripple highlighted this partnership during XRP Community Day, featuring insights from Markus Infanger and Aviva's Alastair Sewell.

According to @kwok_phil, the XRP community's dedication was highlighted when a member traveled all the way from San Diego to meet key figures in the space. The event emphasized the strong bonds within the XRP Army and the importance of community-driven initiatives, suggesting the potential for more localized meet-ups to strengthen trader and investor networks.

According to Ripple, the XRP Community Day is set to take place tomorrow, providing an opportunity for XRP holders and enthusiasts to engage with the broader community. Ripple has shared links for different regions, including EMEA, Americas, and APAC, where users can join the event on the platform X. This event is expected to foster deeper engagement within the XRP ecosystem and could influence market sentiment around XRP trading.

According to @Ripple, XRP Community Day 2026 will run across three live X Spaces on Feb 11 and 12, bringing together holders, builders, institutions, and Ripple leaders to cover regulated XRP products such as ETFs and ETPs, XRP Innovation Spotlights, wrapped XRP, and new features expanding XRP utility, with ecosystem partners participating across EMEA, the Americas, and APAC (source: Ripple). According to @Ripple, the agenda’s emphasis on regulated access and utility expansion highlights where official updates may emerge, so traders can monitor the sessions and Ripple’s blog for any announcements on XRP product access and on-chain use cases that could guide positioning (source: Ripple).

According to @AltcoinDaily, Cardano founder Charles Hoskinson criticized Ripple CEO Brad Garlinghouse for supporting the current draft of the crypto market structure legislation known as the CLARITY Act, source: @AltcoinDaily on X, Jan 19, 2026. The update was shared as a video post, underscoring a public disagreement between Cardano (ADA) and Ripple (XRP) leadership over market structure policy, source: @AltcoinDaily on X, Jan 19, 2026.

According to @glassnode, XRP’s current market structure mirrors February 2022, with 1W–1M active investors accumulating below the 6M–12M cohort’s cost basis, which @glassnode states is building psychological pressure on prior top buyers. According to @glassnode, the $2.0 level remains a major psychological zone for XRP holders, and each retest since early 2025 has coincided with $0.5B–$1.2B in weekly realized losses, underscoring how this price level influences spending behavior. According to @glassnode, these on-chain dynamics make $2.0 a crucial decision area for XRP market participation and risk management, with spending patterns shifting near that level.

According to @_RichardTeng, CfC St. Moritz’s Outlook 2026 message is that blockchain and AI are rewiring financial infrastructure and the opportunity is massive, reinforcing that crypto and AI complement each other, source: @_RichardTeng on X. The panel lineup cited includes Jenny Johnson, CEO at FTI_Global; @_RichardTeng, CEO at Binance; @bgarlinghouse, CEO at Ripple; @chrismaurice, Co-Founder and CEO at YellowCard_app; Robert Harrington, Head of Crypto and Digital Assets at cantorfitzgerld; and @drwconvexity, Founder and CEO at DRWTrading, source: @_RichardTeng on X. The post was shared on January 16, 2026 with a video from CfC St. Moritz, and no specific cryptocurrencies or tickers were mentioned in the post, source: @_RichardTeng on X.

According to @CoinMarketCap, Ripple is providing 150 million dollars in financing to LMAX Group as part of a multi-year partnership that will integrate the RLUSD stablecoin across institutional trading infrastructure; source: CoinMarketCap on X, Jan 16, 2026 - https://twitter.com/CoinMarketCap/status/2012081915919024307

According to CoinMarketCap, Ripple has received preliminary approval for an Electronic Money Institution license from Luxembourg’s financial regulator, moving it closer to offering EU‑regulated digital asset payment services, source: CoinMarketCap. CoinMarketCap added that this regulatory milestone advances Ripple’s ability to provide regulated payment solutions across the EU, a development traders can track for potential XRP (XRP) market reactions tied to further licensing updates, source: CoinMarketCap. Key trading watchpoints now are a final authorization decision in Luxembourg and any EU rollout announcements, as highlighted by CoinMarketCap.

According to @s_alderoty, Ripple has secured approval for both an Electronic Money Institution (EMI) license and Cryptoasset Registration from the UK Financial Conduct Authority (FCA). According to Ripple’s official X update, the company described this as the arrival of regulated digital asset payments in the UK and confirmed it has officially secured both approvals. According to the UK Financial Conduct Authority, EMI authorization permits firms to issue e-money and provide payment services in the UK, and Cryptoasset Registration under the UK Money Laundering Regulations requires registered firms to meet anti-money laundering and counter-terrorist financing standards for specified cryptoasset activities. According to @s_alderoty, Ripple plans to scale Ripple Payments for UK financial institutions following these approvals.

According to the source, Amazon Web Services and Ripple are exploring the use of Amazon Bedrock AI on the XRP Ledger (XRPL). source: X post dated Jan 8, 2026. The source claims XRPL system logs could be analyzed in minutes instead of days, signaling a major reduction in operational analytics time for XRPL infrastructure. source: X post dated Jan 8, 2026. The post provides no implementation details, rollout timeline, or official confirmations from AWS or Ripple beyond this claim. source: X post dated Jan 8, 2026.

According to @Ripple, SVP Stablecoins Jack McDonald outlines two core yield paths for stablecoins: direct yield from interest-bearing assets and secondary utility by using stablecoins as collateral for DeFi and AMM liquidity, source: Ripple on X, Jan 7, 2026. The company adds that stablecoins are shifting from digital dollars to on-chain yield engines, enabling greater efficiency and utility for capital deployment, source: Ripple on X, Jan 7, 2026. These two approaches offer practical on-chain yield strategies for capital that might otherwise sit idle, source: Ripple on X, Jan 7, 2026.

According to Rita Liu, RD Technologies secured US$40 million in Series A2 financing to accelerate compliant stablecoin infrastructure and upgraded into a stablecoin-based fintech group anchored by RD InnoTech and OristaPay, source: Rita Liu on X and RD Technologies on X. RD Technologies says it has joined the Circle Payment Network and was appointed the preferred compliant node for Circle and Ripple in Hong Kong, while adding multiple new liquidity providers to deliver competitive trading costs and institutional-grade depth, source: RD Technologies on X. The company reports a brand refresh of OristaPay to build Hong Kong’s compliant cross-border stablecoin payment infrastructure, offering a one-stop portal for instant account opening and a developer-friendly API for rapid enterprise deployment tailored to institutional clients and goods or service exporters and importers, source: RD Technologies on X. RD Technologies highlights bank-grade risk controls integrating KYC, KYT, and KYA, plus HSM and offline cold storage, and notes recognition on the CB Insights 2025 Fintech 100 alongside 2026 plans to drive mass adoption of regulated stablecoins across teams in Hong Kong, Shenzhen, Singapore, and Europe, source: RD Technologies on X and Rita Liu on X.

According to @WatcherGuru, XRP rose 11%, pushing its market capitalization back to $140 billion. According to @WatcherGuru, the update cited the percentage gain and market cap level without disclosing timeframe, price level, or volume details.

According to Ripple, institutions are adopting stablecoins for three core reasons—speed, reach, and flexibility—outlined in a company video featuring Stablecoin Product Lead Lauren Berta (source: Ripple on X, Dec 19, 2025). Ripple states that stablecoins like RLUSD enable real-time settlement, improving how value moves across networks for institutional use cases (source: Ripple on X, Dec 19, 2025). Ripple adds that programmability puts treasury controls directly in the hands of corporate treasurers, increasing operational flexibility for institutional flows (source: Ripple on X, Dec 19, 2025). For trading relevance, Ripple positions RLUSD within these functions, indicating rising reliance on stablecoin rails for institutional settlement and liquidity movement (source: Ripple on X, Dec 19, 2025).

According to the source, a social media post claims that publicly listed VivoPower sized a Ripple share deal at $900 million in XRP value, but this has not been corroborated by any primary disclosures. Source: user-provided social media post. Without verifiable confirmation from VivoPower investor relations, SEC/ASX filings, or Ripple corporate communications, no trading analysis or market impact can be responsibly provided; traders should wait for an official press release or filing before acting on XRP or VVPR thesis. Source: user-provided social media post.