According to @Ripple, XRP Community Day 2026 will run across three live X Spaces on Feb 11 and 12, bringing together holders, builders, institutions, and Ripple leaders to cover regulated XRP products such as ETFs and ETPs, XRP Innovation Spotlights, wrapped XRP, and new features expanding XRP utility, with ecosystem partners participating across EMEA, the Americas, and APAC (source: Ripple). According to @Ripple, the agenda’s emphasis on regulated access and utility expansion highlights where official updates may emerge, so traders can monitor the sessions and Ripple’s blog for any announcements on XRP product access and on-chain use cases that could guide positioning (source: Ripple).

According to @AltcoinDaily, Cardano founder Charles Hoskinson criticized Ripple CEO Brad Garlinghouse for supporting the current draft of the crypto market structure legislation known as the CLARITY Act, source: @AltcoinDaily on X, Jan 19, 2026. The update was shared as a video post, underscoring a public disagreement between Cardano (ADA) and Ripple (XRP) leadership over market structure policy, source: @AltcoinDaily on X, Jan 19, 2026.

According to @glassnode, XRP’s current market structure mirrors February 2022, with 1W–1M active investors accumulating below the 6M–12M cohort’s cost basis, which @glassnode states is building psychological pressure on prior top buyers. According to @glassnode, the $2.0 level remains a major psychological zone for XRP holders, and each retest since early 2025 has coincided with $0.5B–$1.2B in weekly realized losses, underscoring how this price level influences spending behavior. According to @glassnode, these on-chain dynamics make $2.0 a crucial decision area for XRP market participation and risk management, with spending patterns shifting near that level.

According to @_RichardTeng, CfC St. Moritz’s Outlook 2026 message is that blockchain and AI are rewiring financial infrastructure and the opportunity is massive, reinforcing that crypto and AI complement each other, source: @_RichardTeng on X. The panel lineup cited includes Jenny Johnson, CEO at FTI_Global; @_RichardTeng, CEO at Binance; @bgarlinghouse, CEO at Ripple; @chrismaurice, Co-Founder and CEO at YellowCard_app; Robert Harrington, Head of Crypto and Digital Assets at cantorfitzgerld; and @drwconvexity, Founder and CEO at DRWTrading, source: @_RichardTeng on X. The post was shared on January 16, 2026 with a video from CfC St. Moritz, and no specific cryptocurrencies or tickers were mentioned in the post, source: @_RichardTeng on X.

According to @CoinMarketCap, Ripple is providing 150 million dollars in financing to LMAX Group as part of a multi-year partnership that will integrate the RLUSD stablecoin across institutional trading infrastructure; source: CoinMarketCap on X, Jan 16, 2026 - https://twitter.com/CoinMarketCap/status/2012081915919024307

According to CoinMarketCap, Ripple has received preliminary approval for an Electronic Money Institution license from Luxembourg’s financial regulator, moving it closer to offering EU‑regulated digital asset payment services, source: CoinMarketCap. CoinMarketCap added that this regulatory milestone advances Ripple’s ability to provide regulated payment solutions across the EU, a development traders can track for potential XRP (XRP) market reactions tied to further licensing updates, source: CoinMarketCap. Key trading watchpoints now are a final authorization decision in Luxembourg and any EU rollout announcements, as highlighted by CoinMarketCap.

According to @s_alderoty, Ripple has secured approval for both an Electronic Money Institution (EMI) license and Cryptoasset Registration from the UK Financial Conduct Authority (FCA). According to Ripple’s official X update, the company described this as the arrival of regulated digital asset payments in the UK and confirmed it has officially secured both approvals. According to the UK Financial Conduct Authority, EMI authorization permits firms to issue e-money and provide payment services in the UK, and Cryptoasset Registration under the UK Money Laundering Regulations requires registered firms to meet anti-money laundering and counter-terrorist financing standards for specified cryptoasset activities. According to @s_alderoty, Ripple plans to scale Ripple Payments for UK financial institutions following these approvals.

According to the source, Amazon Web Services and Ripple are exploring the use of Amazon Bedrock AI on the XRP Ledger (XRPL). source: X post dated Jan 8, 2026. The source claims XRPL system logs could be analyzed in minutes instead of days, signaling a major reduction in operational analytics time for XRPL infrastructure. source: X post dated Jan 8, 2026. The post provides no implementation details, rollout timeline, or official confirmations from AWS or Ripple beyond this claim. source: X post dated Jan 8, 2026.

According to @Ripple, SVP Stablecoins Jack McDonald outlines two core yield paths for stablecoins: direct yield from interest-bearing assets and secondary utility by using stablecoins as collateral for DeFi and AMM liquidity, source: Ripple on X, Jan 7, 2026. The company adds that stablecoins are shifting from digital dollars to on-chain yield engines, enabling greater efficiency and utility for capital deployment, source: Ripple on X, Jan 7, 2026. These two approaches offer practical on-chain yield strategies for capital that might otherwise sit idle, source: Ripple on X, Jan 7, 2026.

According to Rita Liu, RD Technologies secured US$40 million in Series A2 financing to accelerate compliant stablecoin infrastructure and upgraded into a stablecoin-based fintech group anchored by RD InnoTech and OristaPay, source: Rita Liu on X and RD Technologies on X. RD Technologies says it has joined the Circle Payment Network and was appointed the preferred compliant node for Circle and Ripple in Hong Kong, while adding multiple new liquidity providers to deliver competitive trading costs and institutional-grade depth, source: RD Technologies on X. The company reports a brand refresh of OristaPay to build Hong Kong’s compliant cross-border stablecoin payment infrastructure, offering a one-stop portal for instant account opening and a developer-friendly API for rapid enterprise deployment tailored to institutional clients and goods or service exporters and importers, source: RD Technologies on X. RD Technologies highlights bank-grade risk controls integrating KYC, KYT, and KYA, plus HSM and offline cold storage, and notes recognition on the CB Insights 2025 Fintech 100 alongside 2026 plans to drive mass adoption of regulated stablecoins across teams in Hong Kong, Shenzhen, Singapore, and Europe, source: RD Technologies on X and Rita Liu on X.

According to @WatcherGuru, XRP rose 11%, pushing its market capitalization back to $140 billion. According to @WatcherGuru, the update cited the percentage gain and market cap level without disclosing timeframe, price level, or volume details.

According to Ripple, institutions are adopting stablecoins for three core reasons—speed, reach, and flexibility—outlined in a company video featuring Stablecoin Product Lead Lauren Berta (source: Ripple on X, Dec 19, 2025). Ripple states that stablecoins like RLUSD enable real-time settlement, improving how value moves across networks for institutional use cases (source: Ripple on X, Dec 19, 2025). Ripple adds that programmability puts treasury controls directly in the hands of corporate treasurers, increasing operational flexibility for institutional flows (source: Ripple on X, Dec 19, 2025). For trading relevance, Ripple positions RLUSD within these functions, indicating rising reliance on stablecoin rails for institutional settlement and liquidity movement (source: Ripple on X, Dec 19, 2025).

According to the source, a social media post claims that publicly listed VivoPower sized a Ripple share deal at $900 million in XRP value, but this has not been corroborated by any primary disclosures. Source: user-provided social media post. Without verifiable confirmation from VivoPower investor relations, SEC/ASX filings, or Ripple corporate communications, no trading analysis or market impact can be responsibly provided; traders should wait for an official press release or filing before acting on XRP or VVPR thesis. Source: user-provided social media post.

According to @kwok_phil, he stated he has repeatedly mentioned Ripple, RLUSD, and XRP on X on Dec 10, 2025, highlighting these tickers in his recent posts, source: @kwok_phil on X, Dec 10, 2025. The post provides no price, volume, roadmap, or partnership details, indicating this update is purely a social mentions signal rather than a fundamental disclosure, source: @kwok_phil on X, Dec 10, 2025. For trading workflows, this can be logged as a mentions event and cross-checked against timing of spot volume, perpetual funding, and order book depth changes for XRP and RLUSD without assuming causality, source: @kwok_phil on X, Dec 10, 2025.

According to @kwok_phil, Dom Kwok of EasyA was shown working out at the Ripple gym during a visit, indicating an on-site presence at Ripple facilities, source: @kwok_phil on X, Dec 4, 2025. The post did not disclose any partnership, product, funding, or XRP roadmap updates, making it a non-catalyst event for traders at this time, source: @kwok_phil on X, Dec 4, 2025. No additional operational or regulatory details related to XRP were provided in the post, source: @kwok_phil on X, Dec 4, 2025.

According to @kwok_phil, an anonymous poll has been launched asking where users store their XRP, and the author stated they are working on something for holders (Source: @kwok_phil on X, Dec 4, 2025). No product details, timeline, or poll options were disclosed in the post, indicating only early-stage information gathered on XRP custody preferences (Source: @kwok_phil on X, Dec 4, 2025). Traders and XRP holders can monitor the author’s feed for follow-up details that clarify the holder-focused initiative and potential custody-related features (Source: @kwok_phil on X, Dec 4, 2025).

According to @CoinMarketCap, RedotPay launched Nigerian naira cashouts using Ripple rails, flagging XRP-linked payment flows and NGN liquidity to monitor for remittances and merchant settlements; source: @CoinMarketCap, Dec 3, 2025. According to @CoinMarketCap, South Korea set a Dec 10 stablecoin deadline, placing a near-term compliance clock on KRW on-ramps and stablecoin listings that traders can track for liquidity shifts; source: @CoinMarketCap, Dec 3, 2025. According to @CoinMarketCap, Bhutan staked about $970,000 in ETH, adding incremental on-chain staking demand to watch around ETH yield dynamics; source: @CoinMarketCap, Dec 3, 2025. According to @CoinMarketCap, Turkmenistan legalized crypto under state control, expanding regulated coverage in Central Asia and potential fiat–stablecoin corridors to watch; source: @CoinMarketCap, Dec 3, 2025. According to @CoinMarketCap, Bolivia is integrating stablecoins into banks, pointing to growing LATAM stablecoin settlement usage across major rails such as USDT; source: @CoinMarketCap, Dec 3, 2025.

According to CoinMarketCap, RedotPay is partnering with Ripple to let users convert crypto to Nigerian naira and receive funds in local bank accounts within minutes, with supported assets listed as BTC, ETH, SOL and XRP, indicating an NGN off-ramp service in Nigeria, source: CoinMarketCap. The announcement explicitly highlights minute-level settlement to Nigerian bank accounts, source: CoinMarketCap. The post does not disclose fees, transaction limits, launch timeline or compliance details, source: CoinMarketCap. Because the supported tickers include BTC, ETH, SOL and XRP, the update is directly relevant to traders tracking fiat access and liquidity for these assets in the Nigeria market, source: CoinMarketCap.

According to @Ripple, scammers count on people staying quiet, and the company is promoting Scamberry Pie to make scam education easier to discuss during the holidays while directing users to safety guidance for spotting red flags via the shared link, source: @Ripple. The post urges the community to raise awareness and help others identify red flags before it’s too late, source: @Ripple. The message contains no XRP price, airdrop, or promotional claims and centers solely on security education, making it a timely operational-risk reminder for crypto traders, source: @Ripple.

According to Ripple, capturing the projected $16 trillion tokenized economy requires institutional resilience beyond storage and a security environment that matches bank rigor (Ripple). According to Ripple, its architecture combines hardware security modules with FIPS-certified hardware to deliver scalable asset protection without sacrificing operational speed (Ripple). According to Ripple, legitimate integration with the global financial system demands verification, and the company adheres to SOC 2 Type II and ISO 27001 to ensure infrastructure is powerful and compliant (Ripple).