According to the source, a revised draft of the U.S. CLARITY Act allows stablecoin rewards tied to payments, staking services, and wallet usage while banning interest paid solely for passively holding tokens (source: U.S. Congress draft text, Jan 2026). For traders, the draft clarifies that compliant yield structures are activity-based rather than savings-like interest on idle stablecoin balances, affecting exchange, wallet, and DeFi program design if enacted (source: U.S. Congress draft text, Jan 2026). Under the draft, platforms would need to structure incentives around user actions and discontinue passive interest for simple holding to meet compliance upon enactment (source: U.S. Congress draft text, Jan 2026). Trading takeaway: prioritize activity-driven rewards over passive stablecoin interest when evaluating yield opportunities and monitor issuer and platform policy updates aligned to the draft’s requirements (source: U.S. Congress draft text, Jan 2026).

According to @thedaoofwei, citing an X post by Omid Malekan, JPMorgan reported $25B in net interest income in its latest earnings, and the post argues that the claim that interest-paying stablecoins harm lending is false; source: twitter.com/thedaoofwei/status/2011119679318933984, x.com/malekanoms/status/2011076407917506843. The post centers on the trade-relevant debate between bank net interest income and interest-bearing stablecoins, highlighting a narrative that favors stablecoin yields within crypto market discussions; source: twitter.com/thedaoofwei/status/2011119679318933984.

According to the source, World Liberty Financial launched a borrowing and lending protocol on Monday aimed at bolstering the utility of its USD1 stablecoin, including expanding use cases and potential liquidity pathways for USD1 pairs (source: user-provided social post dated Jan 12, 2026).

According to @EmberCN, Bitget has launched a new on-chain earn product offering real-time APYs of 11.55% for USDC and 7.68% for USDT, with a $5 million deposit cap per account. According to @EmberCN, the product is flexible with on-demand deposits and withdrawals and emphasizes strong transparency. According to @EmberCN, based on the quoted APYs, the simple daily yield equivalents are approximately 0.0316% for USDC and 0.0210% for USDT, framing the short-term return profile for stablecoin allocations.

According to @CoinMarketCap, a new XRP yield product called earnXRP has launched on Flare Network, targeting 4%-10% returns by allocating capital to on-chain strategies including staking and liquidity provision. Source: @CoinMarketCap.

According to @ag_dwf, since the October 10 flash crash, Falcon Finance’s total value locked has doubled while its yields remain among the best in the industry, source: @ag_dwf on X, Dec 9, 2025. For trading decisions, this reported combination of rising TVL and high yields flags Falcon Finance as a DeFi yield venue to monitor for liquidity and rate stability, source: @ag_dwf on X, Dec 9, 2025.

According to @iampaulgrewal, it is inconsistent to both criticize stablecoin issuers for not paying yield and simultaneously work to prevent them from paying yield, source: @iampaulgrewal on X, Dec 8, 2025. The statement focuses on whether stablecoin holders should be able to receive yield from issuers, source: @iampaulgrewal on X, Dec 8, 2025.

According to @Nick_van_Eck, Agora is partnering with @hizonpm and the Mu team to launch institutional-grade onchain credit products with stated capacity in the billions, indicating large-scale credit liquidity entering DeFi rails (source: @Nick_van_Eck on X). The announcement specifies product type (institutional onchain credit) and scale (“capacity in the billions”), which traders can monitor for effects on DeFi credit spreads, stablecoin utilization, and yield opportunities upon launch disclosures (source: @Nick_van_Eck on X). Near-term trading focus includes tracking the launch for details on chain selection, pool structure and tranching, underwriting standards, target APYs, and access controls to assess risk-adjusted returns and liquidity depth (source: @Nick_van_Eck on X).

According to @CoinMarketCap, R25 launched an on-chain stablecoin and real-world asset RWA platform that introduces yield-bearing stablecoins backed by traditional financial instruments, with Polygon as the first blockchain partner; source: @CoinMarketCap. This confirms a new yield-bearing stablecoin option available on Polygon’s DeFi infrastructure; source: @CoinMarketCap.

According to @ag_dwf, a live X discussion is underway on how Falcon Finance and xStocks are unlocking crypto-native yields for traditional finance assets and driving product innovation, with the session referenced by FalconStable’s post at x.com/FalconStable/status/1988954852643504388 (source: @ag_dwf on X; source: FalconStable on X).

According to @Ashcryptoreal, Clearpool is introducing X-pool, described as an institutional-grade hybrid stablecoin yield vault (source: @Ashcryptoreal on X, Oct 27, 2025; source: ClearpoolFin on X: x.com/ClearpoolFin/status/1982749962367909943). The post emphasizes that real-world assets (RWA) will be a massive part of crypto, positioning the launch within the RWA yield narrative (source: @Ashcryptoreal on X, Oct 27, 2025). The post does not disclose APY, supported stablecoins, risk parameters, or launch timing, indicating that traders should reference the linked ClearpoolFin thread for official updates relevant to positioning (source: @Ashcryptoreal on X, Oct 27, 2025; source: ClearpoolFin on X: x.com/ClearpoolFin/status/1982749962367909943).

According to the source, Grayscale is reported to be the first to offer publicly traded staking ETPs that let investors earn yields on ETH and SOL without running nodes. Without a primary source such as an issuer prospectus, exchange listing notice, or regulator filing, this claim cannot be verified here and should not be traded on. Traders should seek confirmation of tickers, management fees, staking yield methodology, validator or staking provider details, custody model, creation-redemption mechanics, and tax treatment before positioning, and only act once an official document from the issuer, the listing exchange, or a regulator confirms the terms.

According to @camillionaire_m, ETH exchange-traded funds provide ETH price exposure and may add staking yield pending U.S. SEC approval, while ETH DATs aim to go further by scaling treasuries, reinvesting rewards, and capturing new yield streams including restaking, DeFi, and converts. Source: @camillionaire_m on X, Sep 29, 2025. According to @camillionaire_m, the stated upside of ETH DATs is compounding Ether-generation-per-share rather than yield alone, with the referenced ticker $ETHM associated with The Ether Machine. Source: @camillionaire_m on X, Sep 29, 2025.

According to the source, Coinbase has launched a USDC lending product advertising up to 10.8% returns on deposits, with current yields temporarily boosted by DeFi lender Morpho Labs.

According to the source, Pantera-backed Helius Medical Technologies is seeking to raise 500 million dollars to launch a Solana-focused treasury management firm with a strategy targeting staking and DeFi yields, source: the provided X post dated Sep 15, 2025. The company’s shares surged nearly 200 percent intraday following the announcement, highlighting immediate market reaction relevant to SOL ecosystem traders monitoring staking-yield flows and crypto treasury management activity, source: the provided X post dated Sep 15, 2025.

According to Jake Chervinsky, the bank lobby has already secured a ban on yield-bearing stablecoins and is now pressuring against stablecoin reward programs, suggesting regulators only tolerate zero-yield stablecoins, source: Jake Chervinsky on X, Sep 11, 2025. For trading, his statement signals potential regulatory headwinds for products that pay yield or rewards on stablecoin balances, which could compress DeFi stablecoin yields, curb adoption of reward-linked stablecoin offerings, and increase compliance risk premia across related tokens, source: Jake Chervinsky on X, Sep 11, 2025. Traders should monitor policy developments and any changes to reward terms by stablecoin issuers and DeFi platforms, reassess risk on strategies dependent on yield-bearing or reward features, and watch liquidity flows from stablecoin farms into non-yield assets, source: Jake Chervinsky on X, Sep 11, 2025.

According to @Tetranode, Protocol FX’s $fxSAVE is offering a 13% APY, positioned as 1.5x higher than competing yields (source: @Tetranode on X, Sep 3, 2025). The post explicitly highlights $fxSAVE as a yield leader versus peers, emphasizing a comparative advantage for yield-focused strategies (source: @Tetranode on X, Sep 3, 2025). No on-chain metrics, benchmark list, or risk disclosures were provided in the post, limiting independent verification within the source content (source: @Tetranode on X, Sep 3, 2025).

According to @MikeSilagadze, the first DAT has been deployed into ether.fi to earn DeFi yields, confirming live yield access on ether.fi for the DAT, source: @MikeSilagadze on X, September 2, 2025. The update highlights collaboration with the ETHZilla team and indicates more activity ahead, source: @MikeSilagadze on X, September 2, 2025.

According to @ag_dwf, FalconStable is building a protocol that lets users enter with any asset, earn yield, and exit with any asset to any destination, with fiat and gold support coming soon (source: @ag_dwf on X, Aug 23, 2025). For trading purposes, the stated any-asset entry/exit and upcoming fiat/gold rails are the key features to monitor when evaluating yield routes and on/off-ramp availability (source: @ag_dwf on X, Aug 23, 2025).

According to @ranyi1115, OmniVault total value locked reached an all-time high of $21.3M with a 30-day APR of 46.7%, and Orderly TVL exceeded $50M (source: X post, Aug 22, 2025). TVL represents the dollar value of assets deposited in a protocol and is widely tracked as a liquidity gauge by traders (source: Binance Academy). APR denotes the annualized return without compounding and is used to compare yield strategies across platforms (source: Investopedia). Traders monitor TVL and APR to assess protocol adoption, liquidity conditions, and comparative yields when making allocation decisions (source: Binance Academy).