According to God of Prompt on Twitter, Airwallex has raised $330 million at an $8 billion valuation and opened a second headquarters in San Francisco to directly compete with Stripe. The company, which rejected a $1.2 billion acquisition offer from Stripe in 2018 while generating just $2 million in revenue, has leveraged advanced artificial intelligence and automation to scale its global payments infrastructure. Airwallex’s rapid expansion underscores the growing demand for AI-powered cross-border payment solutions, presenting significant business opportunities for AI developers and fintech firms looking to enter or disrupt the digital payments market (source: @godofprompt, Dec 9, 2025).

According to God of Prompt (@godofprompt), Airwallex is pioneering the development of AI agents that automate end-to-end financial workflows, including invoicing, procurement, treasury, policy enforcement, and reconciliation, all without human oversight. This initiative moves beyond traditional finance software by aiming to create the first fully autonomous finance department. To support the global rollout of this disruptive technology, Airwallex is investing $1 billion in its US expansion, signaling significant business opportunities for enterprises seeking to streamline financial operations with AI-driven solutions (Source: God of Prompt, Twitter, Dec 9, 2025).

According to @godofprompt, Airwallex has addressed the speed limitations of traditional international banking by utilizing AI-driven payment infrastructure that bypasses the SWIFT network. While conventional banks rely on SWIFT, resulting in 3-5 day transfer times and unpredictable fees, Airwallex leverages AI to route 95% of cross-border payments through local rails. This approach enables over 90% of transactions to settle on the same day, significantly reducing operational costs and enhancing efficiency for businesses engaged in global commerce. The adoption of AI-powered payment routing opens new business opportunities for fintech firms seeking to offer faster, cost-effective international transactions. (Source: @godofprompt)

According to God of Prompt, Airwallex leverages advanced AI-driven financial infrastructure to address the hidden costs of international business transactions. Traditionally, companies face forced currency conversions and opaque markups from banks, with fees ranging from 4-6% on each cross-border payment (source: God of Prompt, Twitter). Airwallex’s multi-currency account, supported by AI-powered automation and compliance, enables businesses to hold and manage over 20 currencies without automatic conversions or double fees. This solution empowers financial teams to optimize payment timing, enhance transparency, and reduce international transaction costs, representing a major opportunity for AI-driven fintech platforms targeting global SMBs and enterprises.

According to God of Prompt (@godofprompt), Airwallex started in 2015 to solve high FX fees and now processes $235 billion in annualized payments for global enterprises including McLaren Racing, Arsenal FC, Qantas, and Brex. Leveraging advanced AI-driven risk monitoring and automated payment routing, Airwallex enables seamless cross-border transactions at scale, dramatically reducing operational costs and fraud risks. The integration of artificial intelligence allows Airwallex to optimize forex rates in real time, streamline compliance, and deliver data-driven insights for over 200,000 business customers, positioning the company as a leader in AI-powered financial infrastructure (Source: God of Prompt, Twitter, Dec 9, 2025).