XRP Price Prediction: Targets $2.60 by Year-End 2026 Despite Near-Term Consolidation

XRP Price Prediction Summary

• Short-term target (1 week): $1.73 • Medium-term forecast (1 month): $1.48-$1.90 range
• Bullish breakout level: $1.73 • Critical support: $1.48

What Crypto Analysts Are Saying About Ripple

Recent analyst forecasts paint an optimistic long-term picture for XRP despite current market consolidation. Timothy Morano provided an XRP price prediction on January 27, 2026, targeting $2.60 by year-end 2026 despite acknowledging near-term consolidation pressures.

Dominic Basulto offered an even more bullish Ripple forecast on January 18, 2026, stating: "I'm making one big prediction for XRP in 2026: The world's fourth-largest cryptocurrency is going to set a new all-time high and end the year trading above the $4 mark."

While specific analyst predictions from the past 24 hours are limited, on-chain metrics suggest XRP is approaching oversold territory with potential for technical recovery. According to trading data platforms, the current market structure shows signs of accumulation despite bearish momentum indicators.

XRP Technical Analysis Breakdown

XRP currently trades at $1.64, representing a modest 0.11% gain over the past 24 hours within a trading range of $1.53-$1.66. The technical picture presents mixed signals that warrant careful analysis for any XRP price prediction.

RSI Analysis: The 14-period RSI sits at 31.33, placing Ripple in neutral territory but approaching oversold conditions. This level historically suggests potential buying opportunities as selling pressure begins to exhaust.

MACD Indicators: The MACD reading of -0.0951 with a matching signal line creates a histogram of essentially zero (-0.0000), indicating bearish momentum has stalled. While still negative, the convergence suggests a potential momentum shift could be developing.

Bollinger Bands Position: XRP's position at 0.0649 on the Bollinger Bands scale places it very close to the lower band support at $1.60. The current price of $1.64 sits just above this technical floor, with the middle band at $1.90 representing the primary resistance zone.

Moving Average Structure: All major moving averages remain above current price levels, with the SMA 7 at $1.75, SMA 20 at $1.90, and longer-term averages extending up to the SMA 200 at $2.51. This configuration suggests XRP remains in a longer-term downtrend but may be finding short-term support.

Ripple Price Targets: Bull vs Bear Case

Bullish Scenario

A successful break above immediate resistance at $1.69 would trigger the next leg toward strong resistance at $1.73. This Ripple forecast aligns with the short-term target, as clearing $1.73 would signal a potential trend reversal.

The bullish case strengthens significantly above $1.90 (SMA 20), which would indicate XRP has broken free from current consolidation. From there, the path toward Timothy Morano's $2.60 target becomes technically feasible, with intermediate stops near $2.19 (upper Bollinger Band) and the psychological $2.50 level.

Technical confirmation for sustained upward movement requires RSI to break above 50 and MACD to turn positive, supporting a Ripple forecast toward higher targets.

Bearish Scenario

Failure to hold current levels could see XRP test immediate support at $1.56, followed by strong support at $1.48. A breakdown below $1.48 would invalidate near-term bullish scenarios and potentially trigger deeper correction.

The bearish case gains momentum if RSI drops below 30 into truly oversold territory and MACD histogram turns more negative. In this scenario, XRP price prediction models would need to account for potential retests of lower support zones.

Should You Buy XRP? Entry Strategy

Current technical levels suggest a cautious approach to XRP positioning. The proximity to lower Bollinger Band support at $1.60 provides a natural entry zone for risk-tolerant investors, with tight stop-loss placement below $1.48.

Conservative entries should wait for confirmation above $1.73 resistance, which would validate the bullish breakout scenario supporting longer-term Ripple forecast targets. This approach sacrifices some upside potential for improved risk management.

Position sizing should account for XRP's daily ATR of $0.10, suggesting reasonable volatility that could provide both opportunities and risks for active traders.

Conclusion

This XRP price prediction suggests cautious optimism despite current bearish momentum. Technical indicators show XRP approaching oversold conditions near critical support levels, creating potential for reversal. While immediate targets focus on $1.73 resistance, longer-term analyst forecasts ranging from $2.60 to $4.00 by year-end 2026 appear technically achievable if current support holds.

The Ripple forecast depends heavily on broader crypto market conditions and XRP's ability to maintain support above $1.48. Risk management remains crucial, as cryptocurrency price predictions carry inherent uncertainty and should not constitute sole investment decisions.

Disclaimer: Cryptocurrency investments carry significant risk. This analysis is for educational purposes and should not be considered financial advice. Always conduct your own research and consider your risk tolerance before investing.