XRP Price Prediction: Targets $2.60 by Year-End 2026 Despite Near-Term Consolidation
Timothy Morano Jan 27, 2026 09:11
XRP Price Prediction Summary • Short-term target (1 week): $1.93-$1.97 • Medium-term forecast (1 month): $1.84-$2.20 range • Bullish breakout level: $2.20 • Critical support:...
XRP Price Prediction Summary
• Short-term target (1 week): $1.93-$1.97
• Medium-term forecast (1 month): $1.84-$2.20 range
• Bullish breakout level: $2.20
• Critical support: $1.83
What Crypto Analysts Are Saying About Ripple
Recent analyst sentiment on XRP remains cautiously optimistic despite current price weakness. Dominic Basulto presented a contrarian view on January 25, stating: "After a short-lived rally to start the year, XRP is once again trading below the $2 price level. That can be concerning to crypto investors, who may be starting to wonder if XRP can ever recover from its disastrous mid-year swoon last year. But I'm going to take a contrarian view on XRP. There are plenty of signs that the world's fifth-largest cryptocurrency is ready to break out in 2026, and I'm predicting that XRP will double in price this year to hit the $4 mark."
CoinCodex forecasts more modest gains, predicting XRP will trade between $1.84 and $2.96 throughout 2026, with an average price of $2.21. This Ripple forecast suggests a potential 53% return from current levels.
Polymarket analysis indicates XRP has a strong probability of reaching $2.60 before January 2027, citing "recent price action demonstrating capability to approach this level, combined with favorable regulatory developments, institutional catalysts, and broader crypto market trends."
XRP Technical Analysis Breakdown
XRP's current technical picture presents a mixed but gradually improving outlook. Trading at $1.89, Ripple sits below most key moving averages, with the 20-day SMA at $2.01 and the 200-day SMA significantly higher at $2.54, indicating longer-term bearish momentum.
The RSI reading of 41.78 places XRP in neutral territory, suggesting neither oversold nor overbought conditions. However, the MACD histogram at essentially flat (-0.0000) indicates weakening bearish momentum, which could precede a reversal.
Ripple's position within the Bollinger Bands is particularly telling. With a %B reading of 0.19, XRP is trading much closer to the lower band ($1.82) than the upper band ($2.20). This positioning often signals oversold conditions and potential for mean reversion toward the middle band at $2.01.
Key resistance levels emerge at $1.93 (immediate) and $1.97 (strong), while support holds at $1.86 (immediate) and $1.83 (strong). The daily ATR of $0.08 suggests relatively low volatility, typical during consolidation phases.
Ripple Price Targets: Bull vs Bear Case
Bullish Scenario
In the bullish case for this XRP price prediction, a break above the strong resistance at $1.97 would likely trigger momentum toward the upper Bollinger Band at $2.20. Success at this level could push Ripple toward the analysts' medium-term targets around $2.60-$2.96.
Technical confirmation would require sustained trading above $2.01 (20-day SMA) with increasing volume. RSI breaking above 50 and MACD turning positive would provide additional bullish signals.
The path to Basulto's ambitious $4.00 target would require breaking multiple resistance levels and likely coincide with broader crypto market strength and positive regulatory developments for Ripple.
Bearish Scenario
The bearish scenario sees XRP failing to hold current support levels. A break below $1.83 could trigger selling toward the lower Bollinger Band at $1.82, with further downside potentially targeting the $1.60-$1.70 range.
Risk factors include continued weakness in the broader crypto market, regulatory uncertainties, and failure to break above key moving average resistance levels. The distance between current price and the 200-day SMA suggests significant overhead resistance.
Should You Buy XRP? Entry Strategy
Based on current technical levels, potential entry points for XRP include:
Aggressive entries: Current levels around $1.89-$1.90, with stop-loss below $1.82
Conservative entries: Wait for break above $1.97 with confirmation, targeting $2.20
DCA approach: Scale into positions between $1.83-$1.97 range
Risk management suggests position sizing of no more than 2-3% of portfolio given XRP's volatility. Consider taking partial profits at resistance levels around $2.20 and $2.60.
Conclusion
This XRP price prediction suggests measured optimism for Ripple's prospects through 2026. While near-term technical indicators show consolidation around $1.89, the combination of analyst forecasts and improving fundamentals supports targets of $2.60+ over the medium term.
The Ripple forecast points to a potential 25-38% upside from current levels, though investors should prepare for continued volatility. Key levels to watch include the $1.97 resistance break and $1.83 support hold.
Disclaimer: Cryptocurrency price predictions are speculative and past performance does not guarantee future results. This analysis is for informational purposes only and should not be considered financial advice. Always conduct your own research and consider your risk tolerance before investing.
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